Biography
Ricard Garriga is the co-founder and CEO of Trioteca, one of Spain’s leading digital mortgage brokers and a pioneer in applying artificial intelligence to the mortgage industry. Under his leadership, Trioteca has built a technology-driven platform that reimagines the traditional mortgage process, combining automation, data and AI to make financing more transparent, efficient and scalable.
Before founding Trioteca, Ricard spent more than a decade in the financial sector, gaining deep experience in banking, mortgages and digital business models. His entrepreneurial vision has positioned Trioteca as one of the most innovative players in the European mortgage ecosystem.
Ricard is particularly focused on how artificial intelligence can transform financial services, especially in areas such as customer interaction, call center automation and decision-making processes.
Based in Barcelona, he frequently speaks about fintech, AI and the future of the mortgage market, and is committed to building technology that helps families access better mortgage conditions.
Session
- AI For TodaySpeaker
Fireside 7 — How a Mortgage Broker Becomes an AI Company
Wednesday 23 September, 17:00 – 17:15Auditorium StageWhat happens when artificial intelligence moves from being a supporting technology to becoming a core part of a company’s value proposition? This fireside chat will explore how AI is reshaping the mortgage and real estate sector through the experience of a company undergoing that transformation firsthand. We will examine how AI is changing the way value is created for both homebuyers and financial institutions, and how it improves the customer journey, enable new services for banks, and drive significant gains in internal efficiency. Beyond individual use cases, the session will explore a broader question: when does a company that uses AI actually become an AI company?