Biography
Sophie Cornay is Business Unit Manager of the AI Lab at Qonto, where she leads the initiative for integrating agentic AI into financial operations for SMEs and self-employed workers across Europe. Before joining Qonto, she founded and ran Chosen for eight years, a B2B2C SaaS marketplace she grew to over 90,000 monthly users and €1M+ in annual revenue. That entrepreneurial experience gave her direct insight into operational friction points for business owners, particularly around daily cash flow and financial management.
At Qonto, she leads a startup embedded within the company, shipping AI agents directly into the product with a mission to eliminate the "second job" that administrative overhead creates for entrepreneurs. Her team is building on top of one of the most advanced in-house agent platforms in European fintech. Her work centers on agentic AI applied to concrete workflows: invoice management, payment tracking, operation categorization, and real-time financial visibility for SME operators. She emphasizes that AI assists, prepares, and clarifies, but does not displace human responsibility, especially in financial decisions.
Her perspective is especially relevant for audiences interested in AI agents in financial services, product thinking around AI-native workflows, European fintech innovation, and how teams build AI that solves genuine operational pain rather than chasing conference applause.